Three steps to a stronger score
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Choose your plan
Pick your plan’s score target and how long you'd like your tradeline to report.
Get your 1-on-1 review
Our credit team meets with you on a web call, looks at your credit and builds your custom action plan.
Watch the tradeline report
You're added as an authorized user on a high-limit card with perfect payment history. It reports in 7–10 days.
Borrow a strong credit history
A tradeline is any account that shows on your credit report. When you're added as an authorized user to a well-managed card, that card's limit and payment history can appear on your report too.
A high limit with a low balance lowers your overall credit use, and a long record of on-time payments adds to your history. Those are two of the biggest factors in most credit scores.
Pick your boost
Every plan comes with a money-back score target and at least one 1-on-1 credit review.
Questions
What is an authorized-user tradeline?
You're added as an authorized user on someone else's established credit card. The card's limit and payment history can then show on your credit report.
How fast will I see a change?
Tradelines usually report within 7–10 days of being added. How much your score moves depends on the rest of your credit profile, so results vary from person to person.
What does the guarantee cover?
Each plan has a score target. If your score doesn’t rise by that amount within 30 days of the tradeline reporting, you can request a full refund. Read the full guarantee terms.
Will this help with a mortgage or car loan?
It depends on the lender. Some lenders and scoring models don't count authorized-user accounts, so ask your lender which score they use before you apply.
Is Boostly a credit repair company?
No. Boostly doesn’t dispute items on your report. We add you as an authorized user on a well-managed card and give you 1-on-1 guidance on your credit.
Is my information safe?
We only ask for what we need to add you to a tradeline and run your review. See our privacy policy for details.
What clients say
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